Home Buyer's Guide
After the Closing
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• You will receive from the County Clerk's Office the original recorded Warranty Deed that transferred title to the property to you. Store this document for safekeeping as you may need to refer to it in the future.
  NOTE: A deed is not like a car title - you do not need the original to the property. When the deed is recorded, your title is on record with the County Clerk.
• You will receive from the title company an Owner Policy of Title Insurance. This document should also be stored for safekeeping with your other important papers. You should be certain to verify the name and address shown on the policy.
• You will receive a coupon book or other instructions about making your monthly loan payments, from you lender. If you do not receive the coupon book or instructions in time to make your first payment, call your lender or First American Title to assist you.
• Make certain to file for your homestead exemption with the various taxing authorities who collect taxes on your property. You must be the owner of the property of January 1st to file for this exemption or others you may qualify for, and can do so anytime between January 1st and April 30th.
• If your property taxes are being escrowed/impounded by your mortgage company, forward any tax notices you may receive in the mail to your lender so they can pay the taxes in a timely manner.
• It is the taxpayer's responsibility to be certain that the property is rendered in the taxpayer's name for the upcoming tax year. Contact the County Appraisal District for assistance in making certain this is done.
• Enjoy your new home!

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